106 Earles Lane

Gilboa, NY
$ 479,000 Beds 4 Baths 3 Sq 2,416
Monthly Estimate* How much can I afford?

Imagine coming home to this Lake Front Oasis. This remodeled 4-bedroom, 3-bath colonial home has loft, upper viewing deck, lower deck overlooking lake and a dock. The home comes fully furnished and includes a row boat too, so pack your bags, this home is move in ready! Enjoy sunsets on the lake and the beauty of all four seasons. This quaint community has about a dozen homes and only $200 per year Lake Association dues, Perfect for full-time living or Air BnB. Within an hour of Albany, Oneonta/Cooperstown area and just 19 miles to Windham Ski Center and 29 miles to Hunter Mountain. Why not enjoy the good life, everyday!

Single Family

  • Price
  • $ 479,000
  • City
  • Gilboa
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • OUT OF AREA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3 Acres
  • Zip
  • 12076
  • Sqr Footage
  • 2,416
  • Year Built
  • 1958
  • Taxes
  • $ 2985
  • Style
  • Colonial,Contemporary
  • MLS#
  • 894238
Listed By: KW Hudson Valley North
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Electric
Cooling None
Utilities Cable Connected,Electricity Connected,Sewer Connected,Water Connected
Appliances Dishwasher,Dryer,Range,Refrigerator,Washer
HOA Fee 200
Association Fee Includes Other
Architectural Style Colonial,Contemporary
Security Features Smoke Detector(s),Video Cameras
Construction Materials Block,Frame
Year Built 1958
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 433400183633
Waterfront Features Lake Front
Assoc Fee Paid Per Annually
County Out of Area
Property Type Residential
HOA Yes
Garage Y/N No
Other Structures Shed(s)
Total Rooms 12
Full Baths 3
Directions Rte 145 to Stone Store,Left on Keyserkill,Right on Flat Creek,Left on Hubbard,left on Earles Lane. House 2nd on right.
High School Contact Agent
City Out of Area
Disclosures Lead Paint
Senior Community Y/N No
High School District Contact Agent
Carport Y/N No
Elementary School Contact Agent
Property Attached Y/N No
Tax Annual Amount 2985
Middle/Junior High School Call Listing Agent
Property Condition Updated/Remodeled
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Contact Agent
Elementary School District Contact Agent
PostalCity Gilboa
AttributionContact 845-481-2700
Listing Appliances Dishwasher, Dryer, Range, Refrigerator, Washer

Interior Features

Interior Amenities First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet
Basement (Y/N) No
Fireplace Y/N No
Total Bedrooms 4
Eat-in Kitchen Yes
Total Baths 3
General Features First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet
Entrance Foyer Yes
Ceiling Fan(s) Yes

Exterior Features

Parking Features Driveway
Water Source Well
Total Parking 4
Parking Spaces 4
Parking Features Driveway
Spa No
Waterfront Y/N Yes
Builder Model Colonial
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bay Shore, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Contact Agent Elementary School
Middle School Call Listing Agent Middle School
High School Contact Agent High School

Price History

8/27/2025 Listed $499,000
1/26/2026 5% - $479,000

Property vs Zip Code Average in 12076

Price
AVG $460K
$480K
Taxes
AVG $3,498
$2,985
Year Built
AVG 1947
1958
Visits
AVG 11
59
Data Provided by Inside Real Estate®

Areas That We Cover

106 Earles Lane Gilboa, NY is a Single Family Home for sale at $479000 with 2416 sqft and a lot size of 0.3 Acres Acre(s). 106 Earles Lane Gilboa has 4 bedrooms, 3 baths and was built in 1958. The property's zip code is 12076 which is in Gilboa, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Charlette Williams

Charlette Williams

631-983-4944

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